11) 7C 12) 3NT or 5D 13) 7D at Imps, 7NT at matchpoints (clus were 4-1) 14) 6H ----------------- 15) 3NT 16) 7C (or 7H) 17) 6H 18) 5D (or 4H) 19) 3NT (impossible!) 20) 6C